Claim a Refund for a Mis-Sold Car Finance

Did you buy a car on finance, including brands like BMW, Mercedes, Land Rover, Audi, Volkswagen, or others, before January 28th, 2021? You might be eligible for significant compensation from a mis-sold car finance claim.

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No Win, No Fee Guarantee

We prioritise clarity and eliminate upfront fees by charging only when we win your case. Proceed with confidence knowing you pay nothing unless we secure your compensation.

Expert Claims Specialists

We leverage our extensive experience in handling claims, alongside our team of dedicated specialists, to navigate the process and help you recover the compensation you may be entitled to.

Senior Claims Consultants

Dedicated specialists handle the complexities of your PCP claim, working to secure the best possible result and ensure you receive any compensation you’re owed.

Clear Claim Process

Once you’re partnered with us, simply relax – our team will meticulously manage your PCP/HP claim. We work closely with legal experts to ensure you receive the compensation you deserve.

Check eligibility for PCP/HP compensation to claim back mis-sold car finance if:

  • Hidden Fees & Transparency: Ensure no hidden fees in your agreement.
  • Potential PCP Claims: Eligible for compensation if commission issues were present.
  • High-Interest Concerns: Unsure if your high-interest PCP terms were properly explained?
  • Time-Sensitive: If your car finance purchase was before January 28th, 2021.

   CONFIRM YOUR ELIGIBILITY AND RECEIVE A RESPONSE WITHIN 2 MINUTES

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Uncertain about your car finance purchased between April 2007 and January 2021 (PCP/HP)? You may be owed thousands if crucial details weren’t fully explained. Our expert team simplifies the mis-selling PCP car finance claims process and works a no-win, no-fee basis to recover your compensation. Let us help you get what’s rightfully yours.

STEP 1

Free eligibility check to see if you can claim mis-sold car finance.

STEP 2

Schedule a free consultation to review your potential car finance claim

STEP 3

Your PCP claims will be filed against the IFA, bank, or broker.

STEP 4

Await your results and the compensation you are entitled to.
PCP MOTOR FINANCE CLAIMS
HIRE PURCHASE CAR CLAIMS
FCA OPENS PROBE

PCP MOTOR FINANCE CLAIMS

Wonder if you got the best car finance deal? PCP agreements were popular from 2007 to 2021. These plans start with a deposit, followed by monthly payments over several years. PCP concludes with a final ‘balloon’ payment to own the car. If this sounds familiar and you question the details of your agreement, you might be eligible for a PCP claim. Don’t stay unsure – explore your options and see if you could recover compensation.

Start Your PCP Claim Today: Free Eligibility Check Available.

HIRE PURCHASE CAR CLAIMS

Unsure about your car finance? Hire Purchase (HP) agreements provide a popular choice with fixed monthly payments, culminating in eventual vehicle ownership. This flexible financing approach is embraced by both businesses and individuals, allowing them to spread the cost over time and manage their budgets effectively. If this setup aligns with your car finance situation, you could be eligible for specific benefits. Take a closer look at your options to see what advantages you might be entitled to.

Start Your PCP Claim Today: Free Eligibility Check Available.

FCA OPENS PROBE

Thinking you might have been overcharged on your car finance? In January 2024, a government watchdog called the FCA started looking into car finance deals sold before 2021. Why? Because some people think they were charged too much due to a now-banned practice. Back then, salespeople could earn higher commissions for pushing pricier loans. If your car finance is from before 2021, it’s worth checking if you could be owed money.

Start Your PCP Claim Today: Free Eligibility Check Available.

WHY CHOOSE US?

Feeling Overcharged on Your PCP? We Fight for What You’re Entitled To.

STAND UP FOR YOUR RIGHTS

Do you suspect your PCP car finance may have hidden costs? According to Martin Lewis’ reports on car finance, as many as 40% of deals made in the UK before January 28, 2021, may have included hidden high sales commissions. These commissions can inflate your overall cost. We can help! Our team specialises in recovering such hidden fees and securing compensation through successful PCP claims. Let’s explore your options and see if you’re due money.

WINNING CLAIMS TEAM

Partner with us for your consumer finance claims and benefit from our proven expertise. We prioritise your interests and handle the entire process from start to finish. Simply share your PCP or HP agreement details, and we’ll take it from there. Our team will file a legal claim against your provider to secure the compensation you deserve. While you wait for the outcome, you can relax knowing we have everything under control. Trust us to keep you informed throughout.

PCP & HP Claim Victories

Not certain you got a fair deal on your PCP car finance? At Good Win Rodger, we have a successful ratio of helping thousands of clients recover fair compensation. Our extensive experience in car finance claims translates to a stronger chance of success for you. By partnering with us, you benefit from our expertise in group litigation, maximising your potential for a positive outcome in your PCP claim process. We’ll navigate and fight for your due compensation.

ACT NOW, If Concerned You Were Mis-Sold on Your Car Finance Agreement?

Financial mis-selling occurs when a product doesn’t fully benefit you. In car finance, this could mean receiving unsuitable advice leading to higher costs. If you purchased a car, van, or motorbike with PCP or HP finance before January 2021, potential issues include high interest rates, hidden sales commissions, and a lack of affordability checks. We can help you assess your options and see if you might be eligible for compensation. Reviewing your paperwork can be beneficial if you suspect any issues.

Overcharged Interest Rates
Hidden Commission Costs
Missing Affordability Checks
Before the FCA banned Discretionary Commission Arrangements (DCAs) in January 2021, certain brokers were incentivised to promote loans with higher interest rates in exchange for larger commission payments. This practice led to customers paying more interest than necessary throughout their loans, often spanning several years. Consequently, some consumers may have unknowingly overpaid thousands of pounds, impacting their financial well-being.
This highlights the significance of reviewing financial agreements, particularly for loans entered into before the ban. A comprehensive assessment can help identify whether you were a victim of these practices and guide you toward potential compensation for overcharges. By seeking expert advice, you can take control of your financial situation and explore options to reclaim the funds you may have overpaid.
The FCA’s investigation revealed that about 40% of individuals who took out car finance before January 2021 might have unknowingly entered into agreements that included discretionary commission arrangements (DCAs). These arrangements led brokers and lenders to receive commissions, which should have been fully disclosed to customers, ensuring transparency and fair practices.
If you were not made aware of these commissions, your car finance may have been mis-sold, making you eligible for compensation. By reviewing your financial agreements and seeking expert advice, you can determine whether you qualify for restitution. This process helps you reclaim potential losses and secure the compensation you deserve, ensuring you are not left at a financial disadvantage due to undisclosed fees.
Credit brokers and lenders must offer loans that match their customers’ financial situations by conducting thorough affordability assessments. These checks are essential to ensure individuals can manage loan terms without undue financial strain. Without proper assessments, customers may find themselves stuck in long-term loan agreements they can’t afford, leading to stress and potential debt problems.
If you suspect your loan agreement did not include a proper affordability check, you might have mis-sold a financial product. Seeking expert advice can help you explore your options for securing compensation to ease any financial burdens. By addressing the issue, you can regain control over your finances and work towards long-term stability.
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