Get Specialist Advice & Compensation

Do you think you were mis-sold on your PCP or HP car finance agreement? Recent court rulings suggest that drivers might have grounds to file claims against unfair sales commission and interest rate associated with PCP agreements.

CHECK IF YOU’RE ELIGIBLE TO RECLAIM

Powered By Rapid Car Check

100% No Win, No Fee

If you meet the criteria for a car finance claim, we’ll collaborate with you on a no-win-no-fee basis. This means you’ll only pay charges for our services if your claim results in success.

Dedicated Claims Experts

With our specialised administrative team having handled numerous claims, we are well-equipped to assist you in obtaining the compensation you rightfully deserve.

Knowledgeable Handlers

Our Knowledgeable case handlers are adept at ensuring your PCP claims are compiled in the most effective manner to maximise their chances of success.

Quick & Easy Process

Once we’ve agreed to take on your case, there’s very little for you to do except sit back and allow our expert team to handle the process of securing your compensation.

If ANY of the below apply, you may be due compensation via PCP Claims:

  • The lender did not tell you about sales commissions
  • The lender told you about commissions but not how much
  • You paid a high interest rate on the PCP finance
  • You bought your car in the last 10 years

   CHECK IF YOU’RE ELIGIBLE AND GET AN ANSWER IN 2 MINUTES

You’re not obligated to engage a claims management company to lodge your complaint; you can handle it independently at no cost. If your complaint doesn’t yield satisfactory results. you have the option to refer it directly to the Financial Ombudsman Services or the Financial Compensation Scheme without any charge.

STEP 1

Use our online check to see if you’re eligible to make claim.

STEP 2

Talk through your car finance claim with on of our experts

STEP 3

Your PCP claims will be made against the IFA, bank or intermediary.

STEP 4

Wait for the outcome and the compensation you deserve.

PCP FINANCE CLAIMS

Personal Contract Purchase (PCP) agreements represent on of the most widely distributed financial products for purchasing a car. Typically structured with an initial deposit, followed by regular monthly payments, and culminating in a final ‘balloon’ payment, PCP agreements render vehicle acquisition achievable for a broad spectrum of consumers. If any of this sounds familiar, chances are you’ve entered into a PCP agreement. Moreover, if you’ve done so within the past decade, you’re eligible to pursue PCP claims.

Use our simple online check to see if you’re eligible for a PCP finance claim:

START CHECK

PCP FINANCE CLAIMS

Personal Contract Purchase (PCP) agreements represent on of the most widely distributed financial products for purchasing a car. Typically structured with an initial deposit, followed by regular monthly payments, and culminating in a final ‘balloon’ payment, PCP agreements render vehicle acquisition achievable for a broad spectrum of consumers. If any of this sounds familiar, chances are you’ve entered into a PCP agreement. Moreover, if you’ve done so within the past decade, you’re eligible to pursue PCP claims.

Use our simple online check to see if you’re eligible for a PCP finance claim:

 

PCP FINANCE CLAIMS

Personal Contract Purchase (PCP) agreements represent on of the most widely distributed financial products for purchasing a car. Typically structured with an initial deposit, followed by regular monthly payments, and culminating in a final ‘balloon’ payment, PCP agreements render vehicle acquisition achievable for a broad spectrum of consumers. If any of this sounds familiar, chances are you’ve entered into a PCP agreement. Moreover, if you’ve done so within the past decade, you’re eligible to pursue PCP claims.

Use our simple online check to see if you’re eligible for a PCP finance claim:

 

WHY CHOOSE US?

Here are some of the reasons why we’re the best in the business for PCP claims.

We Understand Your Rights

Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.

A Dedicated And Experienced Team

Our Team is dedicated to consumer finance claims, ensuring that we utlillise our expertise and experience to serve your best interests. When you choose to collaborate with us, you can trust that we’ll handle the process on your behalf. Simply provide us with details about your PCP or HP agreements, and we’ll take it from there. We’ll initiate a legal claim for compensation directly with your provider while you await the outcome.

High Success Rate in PCP Claims

Our proven track record speaks volumes. Over the years we’ve assisted thousands of customers in obtaining the compensation they rightfully deserve through car finance claims. Our commitment to delivering results has consistently benefited each of our clients, By becoming part of our expanding community of claimants, you enhance your chances of successfully pursuing a claim.

How Have I Been Mis-Sold on My Car Finance Agreement?

Financial mis-selling is immoral and damaging, causing consumers to receive a financial product or service that isn’t fully in their best interests. Motorists may have been incorrectly advised, therefore losing money, when buying a car on fiancé. If you purchased a motor vehicle, such as a car, van or motorbike, on PCP or HP finance before January 2021, you may have been mis-sold. Mis-sold car finance claims involve high-interest rates, undisclosed commissions and relationships, and a lack of affordability checks.

One of the most significant ways motorists have been mis-sold is by paying a higher interest rate than they should have. As the most loans, car finance agreements typically come with interest fees that the borrower must pay throughout the contract period. However, consumers were offered deals with inflated interest rates because of discretionary commission arrangements.

The commission agreements meant consumers paid more interest, allowing the dealer or broker to receive a larger commission fee. Motorists may have through this was a fixed rate, but there were cheaper deals available that the dealer should have told them about. According to the FCA, the average consumer may have paid 1,100 more interest than necessary.

One of the most significant ways motorists have been mis-sold is by paying a higher interest rate than they should have. As the most loans, car finance agreements typically come with interest fees that the borrower must pay throughout the contract period. However, consumers were offered deals with inflated interest rates because of discretionary commission arrangements.

The commission agreements meant consumers paid more interest, allowing the dealer or broker to receive a larger commission fee. Motorists may have through this was a fixed rate, but there were cheaper deals available that the dealer should have told them about. According to the FCA, the average consumer may have paid 1,100 more interest than necessary.

One of the most significant ways motorists have been mis-sold is by paying a higher interest rate than they should have. As the most loans, car finance agreements typically come with interest fees that the borrower must pay throughout the contract period. However, consumers were offered deals with inflated interest rates because of discretionary commission arrangements.

The commission agreements meant consumers paid more interest, allowing the dealer or broker to receive a larger commission fee. Motorists may have through this was a fixed rate, but there were cheaper deals available that the dealer should have told them about. According to the FCA, the average consumer may have paid 1,100 more interest than necessary.

   CHECK IF YOU’RE ELIGIBLE AND GET AN ANSWER IN 2 MINUTES

LATEST NEWS

THE FCA OFFICIALLY LAUNCHES MAJOR INVESTIGATION INTO CAR FINANCE CLAIMS

THE FCA OFFICIALLY LAUNCHES MAJOR INVESTIGATION INTO CAR FINANCE CLAIMS

THE FCA OFFICIALLY LAUNCHES MAJOR INVESTIGATION INTO CAR FINANCE CLAIMS