TERMS AND CONDITIONS

1. Definitions

• 1.1 “User”, “you”, or “your” refers to any individual or entity accessing or using the Website.
• 1.2 “Services” refers to the information, tools, products, and services provided on or via the Website, including but not limited to auto finance comparisons, vehicle funding options, and related financial information.

2. Eligibility

• 2.1 To use our Services, you must be at least 18 years of age and a resident of the United Kingdom. By using the Website, you represent and warrant that you meet these eligibility criteria.
• 2.2 You must have the legal capacity to enter into binding contracts. If you are using the Website on behalf of a company or other entity, you represent and warrant that you have authority to bind that entity to these Terms.

3. Use of the Website

• 3.1 Licence: We grant you a limited, non-exclusive, non-transferable, and revocable licence to access and use the Website strictly in accordance with these Terms.
• 3.2 Prohibited Uses: You agree not to use the Website for any unlawful purpose or in any manner that violates these Terms. Prohibited activities include, but are not limited to:
  • Using the Website in any way that could damage, disable, overburden, or impair our servers or networks.
  • Attempting to gain unauthorised access to any part of the Website or related systems.
  • Using any automated means (e.g., robots, scrapers) to access or collect data from the Website without our prior written permission.
  • Posting or transmitting any material that is fraudulent, defamatory, obscene, infringing, or otherwise objectionable.
• 3.3 Accuracy of Information: While we endeavour to provide accurate and up-to-date information, we do not guarantee the completeness, accuracy, reliability, suitability, or availability of any information on the Website. Your use of the content is at your own risk.

4. Intellectual Property

• 4.1 Ownership: All content, trademarks, service marks, logos, graphics, and images appearing on the Website are the property of Goodwin-Rodgers or its licensors and are protected by UK and international intellectual property laws.
• 4.2 Restrictions: You may not reproduce, distribute, publicly display, create derivative works from, or otherwise exploit any content on the Website without our express written consent.

5. Third-Party Links and Resources

• 5.1 Third-Party Websites: The Website may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.
• 5.2 Use of Third-Party Sites: Your use of linked third-party sites is at your own risk. We encourage you to review the terms and conditions and privacy policies of any third-party websites you choose to visit.

6. Financial Information and Disclaimer

• 6.1 No Financial Advice: The information provided on the Website is for general informational purposes only and does not constitute financial, legal, or professional advice. Before making any financial decisions, you should seek independent professional advice.
• 6.2 Accuracy of Rates and Terms: We make no representations or warranties that any finance options, rates, terms, or conditions displayed on the Website will be available to you. All finance agreements are subject to eligibility checks, credit assessments, and the lender’s own terms and conditions.

7. Limitation of Liability

• 7.1 Exclusion of Liability: To the fullest extent permitted by law, Goodwin-Rodgers, its affiliates, directors, employees, agents, suppliers, or licensors shall not be liable for any loss or damage of any kind, whether direct, indirect, incidental, special, punitive, or consequential, arising out of or in connection with your use of, or inability to use, the Website or Services.
• 7.2 No Warranty: The Website and its content are provided on an “as is” and “as available” basis, without any warranties of any kind, whether express or implied. We do not guarantee that the Website will be uninterrupted, error-free, secure, or free from viruses or other harmful components.

8. Indemnification

You agree to indemnify, defend, and hold harmless Goodwin-Rodgers, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable legal fees) arising out of or related to your violation of these Terms or your use of the Website.

9. Privacy and Cookies

• 9.1 Privacy Policy: Your use of the Website is also governed by our Privacy Policy, which sets out how we process your personal data. By using the Website, you consent to such processing. You can access our Privacy Policy by visiting the relevant link on our Website.
• 9.2 Cookies: We use cookies and similar technologies to enhance user experience and analyse site usage. For more information, please review our Cookie Policy available on our Website.

10. Modifications and Termination

• 10.1 Changes to Terms: We may, at our sole discretion, revise these Terms at any time. Any changes will be effective immediately upon posting on the Website. Your continued use of the Website after such changes have been posted constitutes your acceptance of the revised Terms.
• 10.2 Termination: We reserve the right to terminate or suspend your access to the Website at any time, without notice, for any reason, including if we believe you have breached these Terms.

11. Governing Law and Jurisdiction

• 11.1 These Terms, and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of England and Wales.
• 11.2 The courts of England and Wales shall have exclusive jurisdiction to settle any disputes arising under or in relation to these Terms.

12. Miscellaneous

• 12.1 Severability: If any provision of these Terms is found to be invalid or unenforceable, that provision shall be deemed severed, and the remaining provisions shall continue in full force and effect.
• 12.2 Entire Agreement: These Terms, together with our Privacy Policy and any other documents expressly referred to in them, constitute the entire agreement between you and us relating to your use of the Website.
• 12.3 Waiver: No failure or delay by us in exercising any right, power, or remedy shall operate as a waiver of that right, power, or remedy.